Life Insurance
Regardless of where you are in life, there is probably a lot going on.
Taking care of your financial needs may not be top of mind. That’s where I can help. Whether you are planning just for you or your family, we have a variety of financial solutions to help you meet whatever your goals may be.
Living Life Defender IUL
Proprietary product
Living Life Defender IUL
Living Life Defender Indexed Universal Life1 is customized specifically for and distributed exclusively by PFA. Living Life is a permanent life insurance product which combines insurance protection with the potential for cash value accumulation, issued by Life Insurance Company of the Southwest®, a member company of National Life Group®. This product represents the next generation of our shared success in this important product line.
A different approach: Life insurance you don't have to die to use.
Whole Life Insurance
These policies are designed for individuals who want guarantees and who are focused on providing death benefit protection over cash value accumulation.
Offers
Guaranteed death benefit
Guaranteed cash value
Potential additional cash value by the receipt of any dividends declared by the company. Although not guaranteed, dividend payments are generally declared annually by the company.
Level premiums that are guaranteed to never change.
Term Insurance
May make sense for those who have budget limitations, large protection needs or temporary need.
Offers:
Guaranteed death benefit for a fixed period3
Fixed premium.
No cash value.
Coverage is for a certain period of time (term), usually for a specified number of years or to a specific age of the insured.
Initial premiums tend to be lower but will eventually increase.
If you want to see what you could potentially qualify for before we do an application contact me to set up a zoom meeting. I can answer all your questions and show you what benefits come with the policy you choose.
E-mail at SamanthaCarinoPFA[AT]gmail.com
Contact me at (980)290-7314